As a service business ourselves, FML is acutely aware of the specific needs of other service businesses like legal firms, ad agencies, design firms, architectural firms, insurance agencies and others. With so much of a service organization’s budget going toward manpower, it is vital that a company choose a financial partner that understands the fixed costs associated with employees and cash management planning. Also, in the service sector, the line between full-time employees, contract employees and freelancers can become blurred, with dramatic implications affecting state and local taxes as well as FICA and workers’ compensation costs. Your professional service firm deserves the same white glove service from your accounting and advisory firm that you would provide your own clients: FML is that firm.